Terms

These are the plain-language terms of using CredMe's consultation and calculator. They are a summary, not a substitute for a full, legally-drafted terms of service, which we recommend before this product handles real customer commitments at scale.

Using CredMe

CredMe's consultation, calculator, and CredProfile are provided free of charge, with no sign-up required to begin. You may stop at any point, and nothing you share is submitted to a bank unless you decide to move forward.

No guarantee of approval

A CredProfile reflects our best estimate of your position at the time it is prepared. Final approval, rate, and terms are always at the discretion of the relevant bank, subject to its own underwriting process.

Your advisor

Once you choose to connect with your assigned advisor, they review the details behind your CredProfile before anything is finalized. Their guidance does not replace, and is never overridden by, the automated recommendation itself.

By using CredMe, you agree to these terms as summarized here.