What could your mortgage look like?

What are you doing

Property status

Emirate

Residency

Employment

Current housing

Rate preference

Property price

AED

Available deposit

AED

Minimum deposit at 80.00% max financing: 400,000 AED

Interest rate

Loan term

years

Your age

years

Monthly salary

AED

Existing monthly commitments

AED

Combined credit card limit

AED

Estimated DBR: 0.00% (max 50%) — includes 0 AED/mo from your card limit.

Current annual rent

AED

Mortgage calculator · UAE

No sign-up, no interview: adjust the fields on the left and every number below resolves instantly.

Estimated monthly payment

8,893 AED

Cash required today

520,000 AED

Deposit plus typical transfer fees

Future wealth · illustrative

How equity could build as the loan amortises and value appreciates, an illustration, not a promise.

Equity from repayment, 10 yrs

837,464 AED

Plus illustrative appreciation

960,489 AED

Total illustrative equity

1,797,953 AED

Year 1Year 10

If a portion became accessible through refinance, subject to policy and lender approval at the time, that could illustratively be 898,976 AED toward a future purchase or other goal.

Illustrative annual appreciation

Illustrative refinance access

% of equity

Purchase propertyProperty appreciatesOutstanding loan decreasesEquity increasesPotential refinanceAccess released equityPurchase another investment

Educational illustration only. Property values can fall as well as rise; refinance and equity release are never guaranteed and depend on your situation and lender policy at the time.