Legal
Last updated 31 July 2026
CredMe is a private mortgage consultation service for the United Arab Emirates. Every figure in your consultation, calculator scenario, and CredProfile is indicative guidance only, not a formal offer of finance, and not a promise from any specific bank.
Your CredProfile is built by CredMe Brain from the information you provide, measured against real UAE lending policy, including the debt-burden and stress-test caps referenced by CBUAE, and reviewed by your assigned advisor before anything is finalized. It reflects our best estimate at the time it is prepared, not a guaranteed outcome.
Nothing you share with CredMe reaches a bank until you decide to move forward. Final eligibility, rates, and terms always remain subject to the relevant bank's own approval process, its own valuation of the property, and its own documentation requirements at the time you apply.
CredMe does not provide personalized investment or financial advice. Illustrative figures shown in the calculator, such as future wealth or cash-versus-mortgage projections, are educational only and are clearly labeled as such wherever they appear.
This page is a plain-language summary, not a substitute for formal legal or financial advice.